Long days spent in the sea, tanned skin, and mouthwatering meals are enticing aspects of beach life. Given how expensive property and living expenses are in many seaside communities, this lifestyle may appear excessive and unachievable. However, it turns out you can have a budget-friendly beachside lifestyle. This list of top 10 most affordable beach towns in the us to live is ideal for seniors, families, travelers, and anybody else who wants to live in a sandy paradise.
These most affordable towns provide luxurious dining and shopping, affordable accommodation, tight-knit communities, and most importantly, immaculate beaches. You might be shocked to learn that landlocked states also have stunning, reasonably priced beaches, even though many are on America’s coast. While some of these villages are geared toward families, others are geared for explorers. Living the beach-house lifestyle of your dreams is much closer than you might imagine, no matter what stage of life you’re in.
Summary:
- Coastal and landlocked states provide affordable beach towns with tight-knit communities, reasonably priced housing, and excellent food and shopping. Realize your beachside fantasies without going over budget.
- There are plenty of reasonably affordable beach towns with a variety of activities and immaculate beaches for everyone, including Fort Walton Beach, Vero Beach, Crescent City, Brunswick, Coos Bay, St. Joseph, Swansboro, Long Beach, Bay St. Louis, and Roger’s City.
- These affordable beach towns have enough to offer families, retirees, surfers, paddleboarders, and anybody else hoping to live in a sandy paradise, from surfing and paddleboarding to museums and shopping. Your ideal beachfront home is closer than you may believe.
Top 10 Most Affordable Beach Towns In The US To Live
- Roger’s City, Michigan
- Bay St. Louis, Mississippi
- Long Beach, Washington
- Swansboro, North Carolina
- St. Joseph, Michigan
- Coos Bay, Oregon
- Brunswick, Georgia
- Crescent City, California
- Vero Beach, Florida
- Fort Walton Beach, Florida
Top 10 Most Affordable Beach Towns In The US To Live in detail:
10.Fort Walton Beach, Florida
- 20,922 people in total
- cost of the house is $365,000
- Beaches: John C. Beasley Park and Destin-Fort Walton beaches
- Activities: Fred Gannon, Big Kahuna’s Water Park, and the Air Force Armament Museum State Park Rocky Bayou and Emerald Coast Science Center
- Index of Cost of Living: 100.9
Fort Walton Beach is a great choice if you want to live in a more intimate beach community. We were compelled to include this Gulf coast beach town in our list of the most affordable beach towns in the us to live because it is among the most reasonably priced options in Florida. Fort Walton Beach is a great choice for families because of the variety of activities available and its crime rate, which is 5.6 points lower than the general population.
There is never a lack of things to do in the area. Take the family to the nearby water parks, zoos, and aquariums, or just hang out in the bustling shopping center that is home to numerous local eateries and shops. While there are plenty of options for more leisurely pursuits like museums and fishing excursions, adventure seekers will particularly enjoy the ecotourism activities. Not to mention the kilometers of serene, pristine beaches you may explore every day. You’ll have to check it out for yourself—there are simply too many things to mention here.
9.Vero Beach, Florida
- 16,354 people in total
- Price of a Median House: $480,000
- Beaches include Humiston Beach Park, Golden Sands Beach Park, Seagrape Trail Beach Access, and others.
- Activities: Gifford Historical Museum, Sandridge Golf Course, Vero Beach Opera, Adventure Kayaking, and Airboat Tours
- Index of Cost of Living: 98.6
Vero Beach is among the most affordable towns in Florida with an Atlantic coastline. There are several excellent places to live in Vero Beach, including inland, on the serene Indian River beachfront, and directly on the Atlantic Ocean. There are numerous methods to go to the beach, such as taking a drive up to the breathtaking coast or going on nature walks.
This village is also great for families and adventurers. There are countless things to do in Vero Beach for people of all ages. We highly recommend this town because it offers so many things, including golf, water sports, and the old downtown.
Furthermore, compared to other vibrant cities in the Sunshine State, the smaller population gives the area a cozier vibe. Don’t pass on Vero Beach’s sophisticated beach lifestyle.
8.Crescent City, California
- 22,819 people live there
- Price of a Median House: $429,500
- North Kellogg Beach and South Beach are the beaches
- Activities: Ocean World Aquarium, Del Norte County Historical Museum, California Coast Trail, and neighborhood parks
- Index of Cost of Living: 93.3
A charming town where mountains meet rocky coasts is Crescent City. Both naturalists wanting a diverse array of activities and those seeking a less crowded coastal Californian town may find this place appealing. This community has a burgeoning job market in addition to relatively affordable rent.
It’s high tide in Crescent City. It’s an excellent location to learn or improve your talents because there is a variety of waves suitable for wave runners of all skill levels. Paddleboarding and tide-pooling are excellent options for anyone seeking more tranquil aquatic pursuits on these waters. Miles of hiking and bike routes provide access to the breathtaking Redwoods Forest and breathtaking views of the coast.
7.Brunswick, Georgia
- Population 15,210; $330,000 is the median price of a home
- Beaches: Jekyll Island, St. Simons Island (East Beach)
- Activities: Brunswick Landing Marina, Pinball Palace, Heritage Oaks Golf Club, Shrimpin’ Excursions, and St. Simons Lighthouse Museum
- Index of Cost of Living: 90.9
In a sleepy, intimate village, Brunswick, Georgia, offers a tranquil coastal setting. For those who enjoy Savannah but would prefer a less hectic city, this is the ideal place. Explore various museums and a rich history in this historic downtown. Discover fantastic shopping and savor delicious seafood from a wide variety of neighborhood restaurants. The community has great hikes, fishing, golf, and ocean cruises. Situated merely ten to fifteen minutes’ drive from the other neighboring islands are stunning, pristine beaches.
6.Coos Bay, Oregon
- 15,985 people live there.
- Average House Value: $379,900
- Beaches: Oregon Dunes National Recreation Area, Cape Arago State Park
- Activities: Coos Bay Boardwalk, Golden and Silver Falls, Art Galleries, and Historic Egyptian Theater
- Index of Cost of Living: 90
This laid-back Oregon coast town has it all: expansive natural areas, sandy beaches, and a historic center brimming with art galleries, restaurants, and other establishments. For those hoping to settle in a seaside town with a vibrant culture or for those seeking adventure, this is the ideal, most affordable community. Plus, Crater Lake, one of the most stunning national parks in America, is just a three-hour drive away. For those looking to relocate to the West Coast, Coos Bay is an accessible alternative because it has a small population and reasonably priced properties.
5.St. Joseph, Michigan
- 7,856 people live there.
- Average Cost of a House: $275,500
- Beaches: Tiscornia Park, Rocky Gap County Park, Grand Mere State Park, and Lions Park Beach
- Activities: St. Joseph Lighthouses, Restaurants, Heritage Museum, and Krasl Art Center
- Index of Cost of Living: 88.1
Michigan is home to what may be some of the most affordable beachfront residences in the nation. Experience the excitement of living by a lake in St. Joseph. Anyone looking to relocate to a beach town can easily access this small town, which is situated on Lake Huron. Although you might not imagine there are excellent beaches this far from the sea, St. Joseph has some excellent ones.
Gorgeous beaches are within a five-minute drive away. Take a dip in the pool or unwind at one of the many parks along the water. The community has a rich history and is a wonderful spot for families to raise their children. We heartily suggest this town because of its low cost of living and low crime rate.
4.Swansboro, North Carolina
- 3,744 people in total.
- cost of the house is $423,000.
- Hammocks Beach State Park has beaches.
- Activities: Riverview Park, Emerald Isle Boat Ramp, The Golfin’ Dolphin, Salty Pirate Water Park, Dining
- Index of Cost of Living: 86.3
If you’re searching for most affordable beach town to relocate to, Swansboro, North Carolina, ought to be on your list. This little town has unparalleled beaches that you won’t want to miss, yet its cost of living is 13.7% less than the national average. Discover the pristine beaches and natural treasures of Hammocks Beach State Park on Bear Island if you’re searching for adventure. This area also offers camping.
Hiking, fishing, kayaking, and paddleboarding are popular pastimes for the locals. You’ll adore having an infinite number of beach days in this quaint paradise, of course. When you’re not at the beach, take advantage of the many eateries and independent stores in the area.
3.Long Beach, Washington
- 1,688 people live there.
- Cost of a Median House: $419,000
- Long Beach Peninsula beaches
- Activities: Fort Columbia State Park, Peninsula Golf Course, Cape Disappointment State Park, and Discovery Trail
- Index of Cost of Living: 85.4
Washington State’s Long Beach is without a doubt most affordable US beach towns. Both gregarious extroverts and nature lovers seeking peaceful seclusion would adore this town. There’s lots of undeveloped land to explore, but there’s also a tight-knit community. It makes sense that it is expanding considering the location and cost.
There are over 27 miles of beach for you to explore or unwind on. Long Beach is a desirable location for entrepreneurs and company owners due to its expanding downtown. See free museums, charming shops, and even some competitive kite flying by taking a stroll along the boardwalk.
2.Bay St. Louis, Mississippi
- Population: 9,284
- $455,000 is the median home price
- Beaches: St. Louis Beach at Bay
- Activities include the Alice Moseley Art Museum and Century Hall’s shops.
- Index of Cost of Living: 83.4
Bay St. Louis is a serious candidate to be named one of Mississippi’s greatest communities. It offers miles of family-friendly white sand beaches where you can enjoy yourself and your pets (as long as they are on leashes). Residents can frequently drive to the vast, immaculate beaches in less than five minutes, so they are constantly accessible.
There are lots of bars and restaurants in the downtown area in addition to a bustling shopping district. This little town has a cost of living that is 16.6% lower than average. We were unable to resist this Gulf Coast jewel because of the wealth of activities available and the most affordable beach towns in the us to live.
1.Roger’s City, Michigan
- 2,850 people live there;
- the median home price is $133,600
- Beaches: Seagull Point Park and Lakeside Park
- Activities: Hammond Bay Biological Station, 40 Mile Point Lighthouse, and P.H. Hoeft State Park
- Index of Cost of Living: 77.4
Michigan’s Roger’s City is our most affordable beach town in the us to live. Miles of immaculate beaches, parks and other natural features all around, and a prime location on Lake Huron—this town really has it all. The lowest cost of living in a beach town is found at Roger’s City, despite the somewhat high median home price. In Roger’s City, the cost of living is easily affordable for anyone, as it is 33% lower than the national average.
Roger’s City, easily accessible via Heritage Route 23, offers a wealth of natural resources, immaculate beaches, and historical sites. Discover countless miles of paths, go fishing, and always know that the beach is just a short drive away.